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Empowering SMEs Empowering Financial Inclusion for Small and Medium Enterprises to
Thrive in the Digital Economy
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Sri Lanka's SMEs power the economy — but most aren't digital yet

The backbone of our economy contributes over half our GDP, but the digital divide is holding businesses back. Urban businesses are racing ahead while rural and women-led SMEs are left behind.

The opportunity: Bridging this divide isn't just good for SMEs — digitized businesses build credit history, reduce risk, and become better banking customers. This is why Sampath Bank is leading this programme.
Digital adoption by SME segment
Urban SMEs
68%
All SMEs
47%
Rural SMEs
29%
Women-led
22%
90%+
of all businesses are SMEs
10%
contribution to exports — room to grow

Evaluate. Enable. Elevate.

01Evaluate

We start with a Digital Maturity Assessment — a structured look at where your business stands across 11 key digital capabilities.

  • Online presence audit
  • Payment system review
  • Operations & HR tools
  • Security posture check
  • Personalised scorecard
02Enable

Based on your assessment, we match you with the right digital tools, training, and technology partners for your business stage.

  • Digital Playbook access
  • Matched tech solutions
  • Training workshops
  • Banking integration support
  • Partner network access
03Elevate

With digital foundations in place, we support your growth — better cash flow visibility, improved lending access, and market expansion.

  • Credit history building
  • Loan eligibility support
  • E-commerce enablement
  • Export readiness
  • Community & mentorship

From sign-up to digital-ready in four steps

🧭
Register

Sign up as an SME. Tell us about your business — sector, size, location, current digital tools.

📊
Assess

Complete a 10-minute Digital Maturity Assessment. Get your score, maturity band, and a recommended package instantly.

🛠️
Get matched

We match you with the right tools, training workshops, and technology partners for your specific gaps.

🚀
Grow

Track your progress, access the Playbook, join regional workshops, and connect with a community of digitizing businesses.

The right tools
for where you are

Delivered by Sampath IT Solutions (SITS) — the technology arm of Sampath Bank Group. Every package includes a Digital Maturity Assessment and local support.

🏦 Powered by Sampath Bank Group
E3 Starter
Foundation

For businesses going digital for the first time

  • Web & business email setup
  • Payment gateways (QR / JustPay / PG)
  • Endpoint protection
  • Digital Maturity Assessment
  • Data entry & cleansing
  • Mobile application
  • Cloud accounting
  • HR suite
Book a consultation
E3 Enterprise Lite
Command

Full-spectrum management & security

  • Everything in Scale
  • Employee onboarding workflow
  • Disaster recovery (backup & restore)
  • Security scans & training
  • CRM solutions
  • API integrations
  • Knowledge process outsourcing
  • Dedicated support SLA
Book a consultation

All packages include 99.9% uptime guarantee and local Sri Lanka support · Pricing by user count and scope · Contact us for a quote

Ready to go digital?

Whether you're an SME owner looking to grow, or a technology company wanting to join the partner network — there's a path for you.

🏪
I'm an SME

Take the free Digital Maturity Assessment and get matched with the right tools for your business.

Start assessment →
Have questions? +94 117 619 619 · bd@sits.lk · sits.lk